As with all insurance, having dental insurance allows you access for essential preventive care and lowers your costs for other procedures which helps you maintain your overall health and well-being. Individuals covered by dental insurance have more consistent dental care which leads to better health outcomes overall.
What are Diagnostic/Preventive (Class I) services?
Each plan/carrier may have slightly different variations for what is considered diagnostic/preventive care, but generally speaking, this category covers exams, x-rays, cleanings, fluoride tratments, sealants, and palliative treatment. Most dental insurance plans 50%, but check with your plan description or benefits administrator to confirm your specific plan.
What are Basic (Class II) services?
Basic Services typically encompasses fillings, root canals, simple extractions, crown repairs, endodontics, periodontics, oral surgery, etc. Most dental insurance plans 80%, but check with your plan description or benefits administrator to confirm your specific plan.
What are Major (Class III) services?
Major Services may vary from carrier to carrier or plan to plan, but it typically refers to inlays, onlays, crowns, prosthetics, implants, etc. Most dental insurance plans 50%, but check with your plan description or benefits administrator to confirm your specific plan.
Is dental insurance the right choice for you?
