What Exactly is Long Term Care?
“…the care people need”
Long-term care includes a range of services designed to support individuals with chronic illnesses or disabling conditions, helping them maintain quality of life and independence. While it may not cure medical conditions, it provides essential assistance with daily activities such as bathing, dressing, toileting, continence, transferring, and eating. Our long-term care solutions ensure individuals receive the personalized support they need to live comfortably and with dignity.
Activities of daily living are things that most of us do every day. What happens from the time you wake up?
- Get out of bed or a chair-transferring
- Use the facilities in the bathroom-toileting
- Take a shower or bath-bathing
- Put clothes on or off-dressing
- Have a meal and get nourishment-eating
- Control bowel and bladder movements-continence
If you need assistance or help with a couple of these for an extended period of time, you most likely would require long term care services. It is also possible that you could improve and no longer need these services.
Understanding Long-Term Care vs. Medical Coverage
Long-term care primarily provides supportive services rather than medical treatment, which is why most traditional health insurance plans do not cover it. These services address chronic conditions, which are long-lasting and require ongoing assistance, rather than acute conditions, which are temporary and typically resolve within 90 days. Medical plans are designed for acute care, focusing on short-term recovery, while long-term care ensures continued support for those who need it.
Read More at U.S. Department of Health and Human Services website: https://acl.gov/ltc
