5 Tips to Maximize Your Medical Insurance

1. Stay in-network.

   Going to providers in your plan’s network typically costs less than going out of network.

2. Take advantage of preventive care.

   Many plans cover routine screenings, vaccines, and check-ups at no additional cost to you.

3. Review your plan annually.

   During open enrollment, take the time to review your options and adjust your coverage as needed.

4. Know your out-of-pocket costs.

   Familiarize yourself with your deductible, co-pays, and out-of-pocket maximum so you’re prepared for any medical expenses.

5. Use wellness programs.

   Many plans offer discounts or incentives for healthy activities, like gym memberships or smoking cessation programs.