This glossary is meant to provide individuals with commonly used words and phrases in the insurance industry. This list is not exhaustive, but is meant to give individuals a better understanding of basic insurance terms.
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COBRA is the Consolidated Ombinus Budget Reconciliation Act that has been around since 1986. Since that’s quite a mouthful, let’s stick to the acronym: COBRA. It’s purpose is to give employees and their families who lose medical, dental, and vision coverage, the right to continue benefits provided by that employer for limited periods of time under a number of circumstances.
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Mark Cuban has launched an online pharmacy company as part of an effort to make prescription prices more transparent and more affordable. There is a list of included medicine under each type of condition where you can check to see if what you need is available.
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For Independence Blue Cross members: Exercise has been shown to improve both your health and mood, so be sure to take advantage of this free member perk! You have access to on-demand workout classes and content from top fitness brands. You can also book discounted, pay-as-you-go sessions for.
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While there isn’t a blanket simple answer for which plan to sign up for if you’re a traveling employee, like a traveling nurse for example, we can still help you narrow down some of your choices. Always compare plans before signing up for coverage and speak to someone when you need assistance. Need help choosing a plan? Reach out to an agent.
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Healthcare information has become more accessible to everyone, making it much easier to enroll, waive, view benefits, download an ID card, and more. Without technology, picking up the phone was a must to find anything. Now, most services are available at your fingertips, 24/7.
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Employee turnover rate can be a huge concern for a business. Recruiting, hiring, training, and retaining employees takes a lot of time, money, and effort, and when employees leave as quickly as they onboarded, it can leave employers feeling helpless.
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If the company you work for does not offer health insurance, you can typically receive help through state or federal subsidies, and your child(ren) may be able to receive insurance for free or low-cost on the state run Children’s Health Insurance Program (CHIP).
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