Mental Health Services: What do do when mental health services are not included in your insurance plan
Many people today are living with a mental health disorder. Anxiety and depression consume 40% of those among young people. UNICEF also reports that, worldwide, suicide is the fourth most-common cause of death (after road injuries, tuberculosis and interpersonal violence) among adolescents (aged 15–19). (Source)
There are several ways to treat mental health disorders, including (but not limited to):
Psychotherapy
explores thoughts, feelings, behaviors, and seeks to improve an individual’s well-being
Medication
prescribed treatment by a doctor to ease symptoms
Hospitalization
depending on the severity of the disorder, hospitalization may be necessary to closely monitor and accurately diagnose an individual
Support Group
group meeting where individuals of shared experiences share their recovery process and goals
Alternative Treatment
examples include: acupuncture, chiropractic care, herbal medicine, meditation, spiritual healing, yoga
Depending on the severity of the mental health disorder, these options may benefit you in your journey.
If your insurance plan does not offer any of the benefits listed above, or if they come at a high cost to you, you may want to look into alternative treatments. As technology continues to advance, there are many apps available to you at a low cost that can serve as an alternative to psychotherapy or a support group. These are also extremely convenient because mental health treatment is now available at your fingertips 24/7.
Recommended apps:
Talk Therapy
Thought Diary
Evergreen
Headspace
iBreathe
Happify
Calm
NOCD
Better Help
Moodkit
Regarding the alternative treatment, acupuncture and chiropractic care may be the more expensive options from this list, but they often offer cash patient discounts or family bundles if multiple members of your family are seeking treatment.
Meditation, spiritual healing, and yoga are all free forms of alternative treatment that can have a great impact on your journey to heal your mind.
Though there is not a one-size-fits-all, it is worth exploring all of your options when it comes to mental health.
If you would like to discuss your insurance needs with an insurance specialist, please contact us today.
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