Employee Benefit Options
Empower Your Workforce with Flexible, Cost-Effective Benefits Solutions
Attract, retain, and support top talent with a customized employee benefits package tailored to your business. We offer a wide range of options — from fully employer-paid plans to voluntary benefits — allowing you to create a solution that fits your team’s needs and your company’s budget. Whether you want to fully fund your team’s coverage or offer valuable options employees can elect on their own, we help you design a program that drives loyalty, satisfaction, and long-term success.
Medical Insurance
Health insurance is always evolving. We stay on top of industry changes to help you navigate coverage options, control costs, and ensure the best benefits for your business and employees.
Dental Insurance
Every employee has unique dental care needs. Whether it’s preventive care or major treatments, Apex Benefit Group helps you find the right plan to keep your team healthy and smiling.
Wellness Programs
Investing in a wellness program improves employee health, productivity, and morale. Create a healthier, happier team with a well-designed wellness program
Vision Insurance
Vision insurance is designed to provide coverage for routine eye exams, frames, lenses, and contact lenses. A group vision plan is inexpensive for employers to offer and it’s an employee favorite.
Disability
Short & Long-Term Disability insurance provides financial stability by replacing a portion of income if an employee becomes unable to work. It can also help cover parental leave, ensuring peace of mind for your team.
HSA, FSA, DCFSA
Tax-advantaged accounts help lower medical costs by allowing employees to set aside pre-tax dollars for eligible healthcare and dependent care expenses—maximizing savings while reducing out-of-pocket costs.
Commuter Benefits
Save money, reduce stress, and boost employee satisfaction with commuter benefits. Help your team get to work easier while offering tax savings for your business!
Life Insurance
Protect your team and their families with life insurance. It’s a simple way to offer peace of mind and security for your employees—today and in the future.
EAP
Support your team’s well-being with an Employee Assistance Program (EAP). From personal challenges to work-life balance, EAPs offer confidential resources to help employees thrive both at work and at home.
The Process
We simplify the process for you by creating a plan tailored to your business and employees’ needs. From your initial evaluation to implementation, we will be here for you every step of the way. We are only a phone call or email away for you and your employees.
Initial Evaluation
What are your business goals? Have you heard feedback from employees about the current benefit offerings? Do you need a Section 125? There is a lot of information we gather in the beginning to evaluate the best strategy moving forward. We’ll assess your current and future business needs, benefit plans, strengths, weaknesses, HR needs, and more.
Propose Solutions
We work independently, giving you access to multiple carriers and plans. In your Benefit Strategy meeting, we’ll present a range of options, ensuring you see the full scope of our research and have the flexibility to choose the best path forward. Whether you need enhanced HR and compliance support, a better payroll solution, or strategic business planning, we’ll provide tailored solutions to meet your needs.
Choose Plans & Strategy
After evaluating all plan designs, we’ll guide you to formulate the best possible package to present to your team. We can help advise your employer contribution to be competitive in your specific industry. If you want to offer unique benefits for your leadership, we’ll help you navigate that too!
Implementation
After choosing the benefits you want to offer, we guide you through the application process. After paperwork is completed, we’ll conduct an open enrollment meeting for your team to explain the benefit offerings and answer any questions. We take this time to educate your employees not only on the plans themselves, but any perks the insurance carriers offer.
Monitor & Support
We keep up with industry trends and notify you of updates or any necessary changes so you can focus on what you do best. Our Team is here to support you & your employees throughout the year.
What Clients Have to Say…
Laris Salins
“Apex has been my church’s health insurance advisor for many years. I can not praise them highly enough. Their advice has always been wise and helpful. They were extraordinarily responsive when my colleague needed extensive care that went beyond traditional insurance coverage. It is not an exaggeration to say they performed miracles. And their thoughtful planning meant that I was able to receive that highest possible quality of care both for cancer and for heart issues without having significant out of pocket expenses.”
Minerva Harp
“We have the privilege of working with the Apex Benefit Group. Their level of expertise and knowledge is exceptional! They are always willing to spend the time to answer all our questions by helping us to understand the intricate levels of our insurance benefits. Rudy Berzins and his team have gone above and beyond our expectations, even going so far as providing immediate response to our staff as needed. Their level of integrity and professionalism is superior. We appreciate Apex Benefit’s dedication to ensure that we are getting the best insurance for our needs. We highly recommend them.”
Navneet Nagra
“I highly recommend this agency for any health insurance policy you may need. Great customer service, great rates!!!
They’re professional and a pleasure to deal with. Always has the answers for any issue we have, get an immediate answer rather than calling 800 # & talking to someone different every time. quick to respond to our companies emails and phone calls. We have been with Ingrid & Rudy for a many years now… and their team has always been the MOST helpful for any situation we have been in.
We will continue with Apex Team for many more years.”
Contact Us
Navigating health insurance, retirement plans, and other employee perks to create a competitive, cost-effective benefits package can feel overwhelming. We’ll hold your hand through the whole process.
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