We make the process simple for you by designing a plan that best fits your needs after taking the time to determine what those needs are for you and your employees. The perfect benefit package has a profound impact on overall employee health, satisfaction, and financial security.
Health Insurance
Health insurance is constantly changing and Apex Benefit Group stays on top of the latest developments that affect coverage and cost.
Health insurance coverage includes visits to your primary physician, specialists, and other medical providers. It helps cover costs during emergency services, surgeries, and more.
Dental Insurance
Everyone’s dental health needs are unique. Whether you are seeking preventive care, basic services (e.g. fillings, x-rays, cleanings), and major services (e.g. root canals, extractions), we are here to help you find the best plan for you.
Life Insurance
Life insurance is designed to provide families with financial security in the event of the death of a spouse or parent.
Vision Insurance
Vision insurance is designed to provide coverage for routine eye exams, frames, lenses, and contact lenses. A group vision plan is inexpensive for employers to offer and it’s an employee favorite.
Short-Term Disability
Short-Term Disability insurance helps you remain financially stable should you become injured or ill and cannot work, as it continues a portion of your salary should you become disabled and unable to work. This can also cover parental leave.
Long-Term Disability
In the event that an accident or illness prevents an employee from working for an extended period of time, the financial impact can be severe for the employee and family. Long-Term Disability is designed to help cover the employee’s expenses while their regular income is interrupted. This typically lasts until retirement age.
Health Savings Account (HSA)
A Health Savings Account (HSA) helps you reduce the cost of medical expenses. The money you save remains part of your retirement account even if you leave your present employer.
Flexible Spending Accounts (FSA): Medical, Dependent Care, Commuter
A Flexible Spending Account (FSA) is a special account you put money into that you can use to pay for certain out- of-pocket costs, including eligible medical expenses and dependent care.
You don’t pay taxes on this money, as it gets set aside from your paycheck, tax-free.
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