Group Dental Insurance
A Valuable Employee Benefit
Providing group dental insurance as part of your employee benefits package helps attract and retain top talent while promoting overall health and well-being. Dental coverage encourages preventive care, reduces long-term healthcare costs, and enhances employee satisfaction.
Why Offer Group Dental Insurance?
- Attract and Retain Talent – A strong benefits package sets your company apart from others in your industry.
- Cost Savings – Group plans offer lower premiums than individual policies, making dental care more accessible for employees and their families.
- Boost Employee Well-Being – Routine check-ups and cleanings help prevent costly dental issues, reducing the risk of serious health complications.
- Increased Productivity – Employees with dental coverage are more likely to seek care, reducing absenteeism due to dental-related pain or emergencies.
- Tax Benefits – Employers may receive tax advantages for offering group dental plans as part of their benefits package.
What Does Group Dental Insurance Cover?
Preventive Care
- Routine exams and cleanings (usually twice per year)
- X-rays
- Fluoride treatments (for children)
- Sealants to prevent cavities
Basic Procedures
- Fillings
- Simple extractions
- Periodontal treatments (gum disease care)
Major Procedures
- Crowns
- Bridges
- Dentures
- Root canals
- Oral surgery
Types of Dental Plans
- PPO (Preferred Provider Organization) – Offers flexibility in choosing providers, with lower costs for in-network dentists.
- HMO (Health Maintenance Organization) – Requires employees to use a network of designated providers for reduced costs.
- Indemnity Plans – Allows employees to visit any dentist, with reimbursement based on services received.
- Discount Plans – Provides access to discounted rates on dental procedures without traditional insurance coverage.
How We Can Help
Our team specializes in helping businesses choose and implement the right group dental insurance plan. We assess your company’s needs, compare top carriers, and provide ongoing support to ensure seamless administration and employee satisfaction. Whether you’re setting up a new plan or reviewing your current benefits, we’re here to assist every step of the way.
Contact us today to explore your group dental insurance options and create a healthier, happier workplace!
Group Vision Insurance
See the Bigger Picture: Why Vision Insurance Matters
As a business owner, you’re always looking for ways to enhance your employee benefits package without breaking the bank. If your current medical plan doesn’t include vision coverage, adding a standalone vision insurance plan can be a smart, strategic move.
Vision benefits are affordable, highly valued, and support both employee health and your bottom line.
It’s Cost-Effective for You and Your Employees
Standalone vision insurance is one of the most affordable voluntary benefits available. Plans often start at just a few dollars per employee per month, and many carriers allow for fully employee-paid options—meaning no direct cost to your business.
- Low monthly premiums
- Pre-tax payroll deductions
- Minimal administration
Employees Expect It—Even Without Medical Vision Coverage
Today’s workforce expects a well-rounded benefits package. Even if your medical plan doesn’t include vision, many employees assume they’ll have access to:
- Annual eye exams
- Prescription glasses or contacts
- Discounts on LASIK and blue light lenses
Offering this shows you’re invested in their overall wellness.
Vision Health = Productivity + Prevention
Routine eye exams don’t just check for blurry vision. They can also detect chronic conditions like:
- Diabetes
- High blood pressure
- High cholesterol
Early detection through vision screenings can help prevent serious health issues—and reduce absenteeism, long-term costs, and employee downtime.
Boost Recruitment & Retention
Offering vision insurance—even as a voluntary benefit—gives you a competitive edge when hiring and retaining talent.
78% of employees say benefits are a key factor when deciding whether to accept or stay in a job.
(Source: MetLife Employee Benefit Trends Study)
Flexible Plans That Fit Any Business Size
From startups to growing teams, vision plans can be tailored to fit your needs:
- Voluntary (employee-paid) or employer-sponsored options
- Nationwide provider networks
- Bundling options with dental or other ancillary benefits
At Apex Benefit Group, we make it easy to quote, enroll, and support your employees with trusted carriers like VSP, EyeMed, and more.
Let’s Make Vision Benefits Simple
Adding vision insurance doesn’t have to be complicated—or costly. Whether you’re looking to round out your benefit offerings or introduce it for the first time, we’re here to help you see the value.
Contact us today for a no-obligation quote or to review your current plan strategy.
Get Started Today
We help employers implement, customize, or transition to a group dental or vision plan that meets their needs. Contact us today to explore your options!
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