Before seeking care, it is crucial to confirm if your provider accepts your health insurance plan, and if they do, what the costs are. It is important to note that if you need to see a doctor, dentist, get labwork, see a specialist, you must confirm that the provider is in-network so that you don’t receive a hefty bill in the mail later.
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You must add your newborn child to your plan within 30 days after the birth of your child in order to have coverage effective on the newborn’s birth date. If adopting, you must add your adopted child to your plan within 30 days of securing the adoption.
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The goal of routine wellness exams is to help you live a healthier and longer life. Read this article to find out why you should be getting routine wellness exams.
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Regardless of whether your company or your spouse’s company offers insurance, when it comes time to choose a plan during open enrollment or if you qualify for a special enrollment period, you may be wondering whether an HMO or a PPO plan is right for you.
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Insurance is complicated and billing is even more complicated. While often times a doctor’s visit is straightforward and you receive care for free or with a copayment that you pay during the visit, occassionally insurance doesn’t cover all care or sends a bill mistakenly.
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Health insurance is designed to protect you and everyone covered under your plan from the astronomical costs of medical services you may need when you are sick or injured. You choose a plan, whether that be an individual plan through the marketplace or during your company’s open enrollment, that best suits you based on cost and specific coverages, such as deductible, specialist visits, emergency room costs, or prescription coverages.
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This glossary is meant to provide individuals with commonly used words and phrases in the insurance industry. This list is not exhaustive, but is meant to give individuals a better understanding of basic insurance terms.
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