Before seeking care, it is crucial to confirm if your provider accepts your health insurance plan, and if they do, what the costs are. It is important to note that if you need to see a doctor, dentist, get labwork, see a specialist, you must confirm that the provider is in-network so that you don’t receive a hefty bill in the mail later.
Read MoreThe average household in the United States has no or little to no savings for retirement. In efforts to address the lack of retirement savings, some states have begun mandating retirement plans.
Read MoreRound out your benefits package with hospital indemnity insurance. Hospital indemnity coverage allows employees to focus on recovery and worry less about the financial stress of hospitalization and treatment.
Read MoreRegardless of whether your company or your spouse’s company offers insurance, when it comes time to choose a plan during open enrollment or if you qualify for a special enrollment period, you may be wondering whether an HMO or a PPO plan is right for you.
Read MoreThe Affordable Care Act (ACA) was designed to ensure that employees were offered timely and affordable healthcare by their employers. Read the article to find out reporting deadlines, common mistakes to avoid, and more.
Read MoreAs with all insurance, having dental insurance allows you access for essential preventive care and lowers your costs for other procedures which helps you maintain\ your overall health and well-being. Individuals covered by dental insurance have more consistent dental care which leads to better health outcomes overall.
Read MoreHealth insurance is designed to protect you and everyone covered under your plan from the astronomical costs of medical services you may need when you are sick or injured. You choose a plan, whether that be an individual plan through the marketplace or during your company’s open enrollment, that best suits you based on cost and specific coverages, such as deductible, specialist visits, emergency room costs, or prescription coverages.
Read MoreThis glossary is meant to provide individuals with commonly used words and phrases in the insurance industry. This list is not exhaustive, but is meant to give individuals a better understanding of basic insurance terms.
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