Give your employees a way to save for a four‑year college education with the College Tuition Benefit®

The College Tuition Benefit is a value‑added program that helps your employees achieve greater financial security and alleviate some of the stress associated with paying for college. And for you, it can be used as a meaningful recruiting and retention tool helping to increase employee satisfaction.

The College Tuition Benefit works like a scholarship program. Subscribers can earn SAGE Scholars Tuition Rewards® and allocate them to offset the cost of a four‑year undergraduate education for eligible family members.

Program highlights

  • Subscribers are given 2,000 Tuition Rewards points when they sign up, and an additional 2,000 Tuition Rewards points annually. Plus, a bonus of 2,500 Tuition Rewards points is given to the subscriber in the fourth year of participation. The longer the subscriber is an Independence Blue Cross (Independence) member, the more Tuition Rewards they can accrue.

  • Subscribers must register eligible students, which can include a child, grandchild, niece, nephew, stepchild, or godchild.

  • There are annual deadlines for registration and Tuition Rewards allocation.

  • Tuition Rewards can be used at participating private colleges and universities nationwide.

  • One Tuition Rewards point is equal to a $1 guaranteed minimum discount off the full tuition price. Tuition Rewards represent a guaranteed minimum scholarship; they are not redeemable in hard dollars. Member colleges may combine Tuition Rewards with other financial aid offers.

What you need to do:

It is easy to help your employees take full advantage of this benefit.

  1. Be on the lookout for a “welcome email” from College Tuition Benefit. That email outlines how the program is administered and your key next steps.

  2. Visit the Employer Portal Landing Page online to access IBC College Tuition Benefit toolkit, including materials and resources — like posters, flyers, and FAQs — that will help you promote this benefit to your employees.

Encourage employees who are interested in signing up for the program to visit ibxpress.com to view the list of participating colleges and universities, register each individual student, and begin collecting Tuition Rewards points. All they need to do is click the Health & Well‑being tab and choose Value Added Services.

If you have any questions, please email Apex Benefit Group or call 215-795-0509.


This is a value‑added program and not a benefit under an Independence health plan and is, therefore, subject to change without notice. The Tuition Rewards program is provided by The College Tuition Benefit, an independent company. Neither College Tuition Benefit nor SAGE Scholars, Inc. provide Blue Cross products or services.